Dealing with Insurance Companies After a Car Accident
Being in a car accident can be traumatic, and dealing with insurance companies can add even more stress. But if you know what to do and take the right steps, you can make sure you get the money you deserve for any damage or injuries.
Here are some tips to help you get started:
Tell your insurance provider about the accident right away. Give them all the details, like the accident's date, time, and place. Do not make presumptions or take responsibility; instead, adhere strictly to the objective details.
Get the names and phone numbers of witnesses who saw what happened. They might be able to help you later.
See a doctor as soon as possible, even if you don't feel hurt. Make sure to document every medical treatment you receive, any medications prescribed, and appointments for your injuries. These documents will serve as evidence to showcase the severity of your injuries and the costs of medical treatment. A medical record can reinforce your insurance claim, as certain injuries may exhibit delayed symptoms.
There should be written correspondence, such as emails or letters when communicating with the insurance company. Having a recorded history of your conversations can be highly beneficial in case any disagreements occur in the future.
Be careful about giving recorded statements and accepting quick settlements from the insurance company. It's a good idea to talk to a personal injury lawyer first to make sure you're getting the compensation you deserve.
Read your insurance policy carefully to understand what’s covered and what’s not.
Only make agreements or sign paperwork provided by the insurance company after consulting a lawyer first.
Remember, dealing with insurance companies after a car accident can be complicated. But if you follow these tips and get help when needed, you can ensure your rights are protected and you get the money you deserve.
The Regard Law Group, PLLC team understands how overwhelming it is to experience a life-changing accident. Our experienced attorneys are here to help you find justice, i.e., holding the negligent parties accountable and getting you the compensation you deserve. Contact our office to schedule an initial free consultation or get more information about our services.