Can I Still File a Claim If I Was Partially at Fault in a Kentucky Car Accident?
Many people assume that if they were partially at fault in a car accident, they can’t recover compensation. Fortunately, that’s not the case in Kentucky. The state follows a comparative fault system, which means you may still pursue a claim—even if you share some responsibility for the crash. Here’s what you need to know, and the steps you should take right away.
You Can Still Recover Under Kentucky’s Comparative Fault Law
In Kentucky, fault is divided among everyone involved in the accident. Even if you contributed to the crash, you can still recover damages. Your compensation will simply be reduced by your percentage of fault. For example, if you were found 20% at fault, your recovery would be reduced by that amount. This system ensures that you aren’t penalized for mistakes that didn’t fully cause the accident.
1. Call the Police Immediately
After the accident, your first step is to call law enforcement. A police report is crucial because it documents how the crash happened and identifies all parties involved. Insurance companies rely heavily on this report, and it helps protect your credibility from the very beginning.
- Contact Your Insurance Company
Once the police have been notified, call your insurance company to open a claim. Reporting promptly ensures that you stay in compliance with your policy requirements and allows the insurance process to begin right away.
3. Seek Medical Care and Follow All Recommendations
If you are injured, get medical treatment immediately—and keep thorough documentation. Your medical records and follow-up therapy are the foundation of your claim. Consistent treatment shows the severity of your injuries and strengthens your case for compensation.
Need Help After a Car Accident in Kentucky?
If you’ve been involved in a car accident and may be partially at fault, Regard Law Group can help you understand your rights and protect your claim. Call 859-533-7811 to get the guidance you need.