What Happens If I Wasn’t Wearing a Helmet in a Kentucky Motorcycle Crash?

If you were involved in a motorcycle crash in Kentucky and weren’t wearing a helmet, you may worry that this prevents you from filing a claim. The good news is that it doesn’t. Even without a helmet, you can still pursue compensation if the accident wasn’t your fault. Here’s what you need to know—and the steps you should take right away to protect your case.

You Can Still File a Claim Without a Helmet

Kentucky law does not automatically bar you from recovering damages just because you weren’t wearing a helmet. If another driver’s negligence caused the crash, you still have a valid claim for your injuries. While insurance companies may try to use the lack of a helmet against you to limit compensation, it doesn’t eliminate your right to recover.

1. Call the Police and Get a Report

Your first step after the crash is to contact law enforcement. A police report is critical because it documents the scene, identifies the at-fault driver, and lays the foundation for your injury claim. Without this documentation, it becomes much harder to prove what happened.

2. Seek Medical Care Immediately

Next, get medical attention as soon as possible. Follow all of your doctor’s recommendations, attend every appointment, and keep thorough records. Your medical care is essential evidence showing that the other driver’s negligence caused your injuries.

3. Notify Your Insurance Carrier

Contact your insurance company promptly to begin your claim. Early reporting helps prevent delays and ensures you comply with your policy requirements.

4. Contact Regard Law Group for Help

A motorcycle crash can leave you overwhelmed, especially if the insurance company tries to blame you for not wearing a helmet. At Regard Law Group, attorney Andre Regard can help manage your case, ensure you receive proper medical treatment, and handle all communication with insurers.

Call 859-533-0781 for the support you need to protect your rights.