What Rights Do Passengers Have After a Car Crash in Lexington, KY?

October 17, 2025
Alyssa Myles

Being a passenger in a vehicle during a car crash can leave you feeling confused about what to do next. You weren’t driving, yet you still suffered injuries—and now you’re wondering what rights you have. In Kentucky, passengers have strong legal protections, and you absolutely can file a claim for your injuries. Here’s what you need to know.

As a passenger, you may have multiple avenues for compensation. If the other driver caused the crash, you can file a claim against that driver’s insurance. If the driver of the car you were in was at fault, you can also pursue a claim through their insurance policy. This applies whether you were riding in a standard passenger vehicle or a commercial vehicle—your rights remain the same.

Many passengers don’t realize they may also be covered under their own insurance policy. If you carry uninsured or underinsured motorist coverage, you may be able to make an additional claim, especially if the at-fault driver doesn’t have enough insurance to cover your injuries.

Protect Your Claim by Taking These Steps

  1. Get a police report. This is essential for documenting what happened and identifying who was at fault.
  2. Seek medical care immediately. Follow all treatment recommendations, take prescribed medications, and attend any therapy appointments.
  3. Keep detailed records. Medical documentation is crucial to proving your injury and the impact the accident has had on your life.

Call Regard Law Group for Help

If you were a passenger injured in a Kentucky car crash, you shouldn’t have to navigate the claims process on your own. Contact Andre Regard at Regard Law Group in Lexington for guidance and support. Call or text 859-533-7811 anytime, and let us take care of the rest.