Who Pays My Medical Bills After a Truck Accident in Kentucky?

A truck accident can be life-changing, leaving you overwhelmed by injuries, stress, and uncertainty about what comes next. One of the biggest concerns many victims have is simple: Who will pay my medical bills? The good news is that you have options—and you don’t have to navigate the process alone.

Start by Calling the Police

Your first step after a truck accident in Kentucky is to contact law enforcement and get a police report. This report is crucial because it documents what happened and identifies the at-fault driver. Establishing fault early helps protect your claim and ensures there is clear evidence showing the truck driver’s negligence.

Notify Your Employer or Insurance Company

If you were driving for work, notify your employer as soon as possible. Otherwise, contact your personal insurance company to report the accident. Early reporting helps your insurer begin the claims process and prevents unnecessary delays.

Seek Medical Care Immediately

Even if you’re unsure who will pay your bills, you must get medical treatment right away. In Kentucky, you cannot be refused medical care because of payment concerns. Your health comes first. Once treatment begins, your medical records will also serve as key evidence documenting your injuries.

How Your Bills Get Paid

Many clients worry about the cost of treatment, but you don’t need to. Your medical bills may ultimately be paid through a combination of your insurance, the trucking company’s insurance, and a legal process called subrogation. At Regard Law Group, we handle those issues for you. We work with your insurer and the at-fault party’s insurer to ensure your bills are properly allocated and paid.

If you’ve been injured in a Kentucky truck accident, you should focus on healing—not insurance battles. Call Andre Regard at 859-533-7811 and let Regard Law Group protect your rights and manage the process.